Safety rules when paying by phone

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Smartphones have gained popularity very quickly and are now an important channel of communication. As they develop, payments made by mobile phone are gradually gaining recognition and our acceptance. Today, we can easily withdraw cash from an ATM, pay in a store, pay for parking or buy a ticket on public transport. With the popularization of payments by phone, methods of securing the transactions we make are gaining importance. This means that a smartphone can become a safe virtual wallet.

How to safely use your phone when paying?
IKO ATM withdrawalIt is worth remembering that when a smartphone that we use to pay is stolen, our personal data, account number, etc. may also fall into the wrong hands. If our data is properly secured, such a loss will only mean the purchase of a new SIM card and a new device. Personal data and collected funds will remain safe.

Payment applications secured with PIN and password
The basic method of protection against using our funds or data is to secure the payment application installed on the phone. For this purpose, the option of entering a PIN number and forcing the use of a el salvador whatsapp database in the program is used. For example, PKO BP allows you to set your own PIN number for the IKO application installed on the phone. A similar solution is used by the T-Mobile Usługi Bankowe blog . For security, it is worth setting the requirement to enter the PIN immediately after starting IKO. The more complicated the PIN number we set, the more difficult or almost impossible it will be to crack it. Let's avoid giving simple combinations that are easy to guess.

Remote smartphone control
smartphone-phoneThe most popular operating system in mobile phones is Android. This allows us to install the "Device Manager" application quite easily. With its help, we can remotely manage a phone or tablet. This option allows us to erase data from the device's memory after it has been stolen. In this way, we will remove all personal data and passwords that could be the target of a thief's attack. If we store personal data in the cloud (by synchronizing it with the phone), we will not lose the most important information and data after such erasure.

Phone lock
The basic and fairly obvious line of defense is to lock your phone. This usually requires you to enter a password or PIN number after turning it on. This simple protection will discourage many less sophisticated thieves from further exploring your device. It will not even allow you to view saved contacts, notes, visited websites, etc.
So let's remember the three methods above. Using all of the above at the same time will protect your device quite well. Regardless of whether it is a smartphone or tablet. It will allow you to avoid not only the theft of personal data, but also funds in your account.