7 advantages of investing in software with the BNDES card

[shukla7789]

Investing in your business requires solid long-term digital planning. In some cases, small or micro-businesses need to invest in technology, such as software that will optimize their processes, for example. However, income and working capital limits, especially for leaner startups , can be obstacles. Fortunately, for situations like these, there is the alternative provided by the BNDES card .

In this article, learn about some of the advantages of investing in digital solutions with the BNDES card. Read on below.

What is the BNDES card?
The BNDES card allows your business to have access to credit. Micro, small and medium-sized companies can use the benefits of the BNDES card to acquire lines of credit and make investments in their own business.

The initial credit analysis to obtain this card can be norway number dataset out at the bank of your choice. Below, we will discuss the conditions for acquiring the card from the chosen issuing bank.

Acquisition and conditions of the BNDES card
To apply for the card, your business must:

Have a gross revenue of up to R$300 million per year.
Carry out economic activities supported by BNDES.
Stay up to date with federal taxes and obligations.
Have a regular CNPJ number.
The BNDES card can be requested directly on the website , simply follow the instructions. Issuing banks such as Caixa, Itaú, Bradesco will debit the card's financing from your checking account.

Factors such as credit limit, credit opening fees and interest should be consulted directly with the bank responsible for issuing the card. However, the basic conditions of the BNDES card are:

Limit of R$1 million in credit.
Payment in up to 48 installments.
Fixed interest rates.
Investing in software with the BNDES card: what are the advantages?
A software company's process seeks to optimize all invested resources. To do this, research steps are necessary, as well as identifying personas and functionalities, seeking an MVP (Minimum Viable Product) that allows the client to have their software concrete and well-resolved.

The release of the card allows your company to adapt to projects with the ideal scope and have access to this technology. Check out some of the main advantages:

With the BNDES card, you have quick release of money: the credit is pre-approved, which speeds up the release of the amount.
The BNDES card can be used multiple times: the limit of R$1 million avoids bureaucratic processes when acquiring different software services.
Security in BNDES card transactions: the card's infrastructure and personalized portal guarantee security and control in transactions.
Ease of acquiring software with the BNDES card: the research process is one of the most flexible in software development . With the ease of credit from the card, it is possible to define the foundations of the project more quickly, generating hypotheses and facilitating management in general.